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MCA Debt Elimination
How it Works
How The MCA Debt Elimination Works
MCA debt settlement works by combining multiple merchant cash advances into one manageable payment. A consolidation company reviews your debts, negotiates with lenders to reduce or restructure them, and either refinances the debt. This helps lower daily or weekly payments and improves cash flow for your business.
Free Consultation & Debt Assessment
The company evaluates the merchant’s current MCA positions, including balances, repayment terms, daily/weekly ACH amounts, and lender relationships. Financial statements and cash flow are also reviewed to assess business health.
Proposal & Strategy Development
Based on the assessment, a tailored consolidation plan is created. This might include a reverse consolidation (temporary relief), lump-sum settlement offers, or refinancing into a lower-cost loan with manageable terms.
Negotiation with Lenders
The company negotiates with MCA providers to restructure or settle existing debts. They often push for reduced payoffs, extended terms, or temporary holds on payments while a new structure is finalized.
Consolidation Execution
Once agreements are in place, the company helps the business roll multiple MCAs into a single payment plan. This may involve securing new funding or structuring a reverse consolidation where the company pays off daily draws and collects a smaller repayment.
Ongoing Support & Monitoring
The company continues to work with the merchant to ensure timely payments, improve credit, and prevent future cash flow crises. Some also offer financial coaching or business growth planning.
Start Your MCA Debt-Free Journey Today
Struggling with multiple daily withdrawals from merchant cash advances? You’re not alone — and you’re not stuck.
At Summit One Management, we help business owners like you regain control with customized MCA debt relief solutions. Whether you’re facing high-interest advances, cash flow pressure, or multiple lenders, we offer proven strategies to consolidate your debt into one manageable payment.
Lift The MCA Debt Burden Off Your Shoulders
MCA Debt can be overwhelming and stressful. Are you paying off your MCA debt but it doesn't seem to get any lower? Does it feel like you're running on a treadmill and you can't seem to get off and start running towards the finish line? We are here to help you take the right steps and eliminate MCA debt FOR GOOD.
Break free from MCA debt
Take control of your finances
End the cycle of MCA debt
We simplify your MCA debt
Reclaim peace of mind today
Start fresh with financial freedom
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